How to Prevent Losing Everything in a Lawsuit

A single lawsuit can wipe out years of hard-earned equity if your rental properties are not properly structured and insured. Tenant injuries, habitability claims, contractor accidents, and even personal guarantees can expose not just your properties, but your personal assets, if your legal and insurance protections are not aligned.

In this joint presentation, asset-protection attorney Harry Barth, Esq. (Founder, BarthCalderon LLP) and commercial insurance broker Jerry Conrey, MBA (Agency Principal, Conrey Insurance Brokers & Risk Managers), will explain how rental housing providers actually lose everything in litigation, and how to prevent it.

This session will cover:

• How lawsuits reach beyond your rental property and into your personal assets

• The difference between inside liability (property-based risks) and outside liability (personal exposure)

• How to structure LLCs so they actually work when tested in court

• Why insurance that does not match your ownership structure can fail when you need it most

• Coverage gaps that leave landlords exposed, including environmental, rent-loss, and ordinance-and-law risks

• How layered strategies combining legal entities and insurance dramatically reduce risk